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Lenders recognise that, although bad credit isn’t always an issue, a number of undergraduates don’t have an established credit history. For most people, it isn’t just the first time they’ve applied for a student car loan, it’s the first time they’ve ever lived away from the family home. A good …

If you’ve got County Court Judgments (CCJ’s), borrowing money is very difficult without collateral. You may need money now with bad credit, but where do you apply? You can get a small unsecured loan with CCJ’s, but the rate of interest will reflect the risk of you defaulting. If you’ve …